The smart way to pay. Your moment is now.

Laybuy offers online shoppers a simple interest-free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.

How does Laybuy work?

Once you select Pay by Laybuy at checkout and complete your purchase, Simple Deals ships any products directly to you at the delivery address you have requested.

The first payment equal to one-sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card.

No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.

Can anyone use Laybuy?

Laybuy is available to any individuals that live in Australia and are at least 18 years old. However, before you can use Laybuy you need to provide them with your full name, residential address, email address and your mobile number for the credit check/verification. Laybuy also needs your Australian debit or credit card details so that they can deduct the amounts in connection with your purchase.

How much does Laybuy cost me?

Laybuy doesn't charge you any interest or upfront fees.

If you miss a payment you will be notified immediately. A late payment fee of $10 may be charged in respect of each payment you fail to make on time. Any payment default may also result in our debt collection service contacting you and/or your credit score being affected.

For more information please visit the Laybuy website

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